Keep your competitive edge Be an employer of choice… deliver a low-cost, workplace retirement plan Investing in the future of your team helps foster loyalty retaining your best employees and helps recruit new talent. One benefit people need and value is financial security in the future. Offering a group retirement savings plan provides peace of mind for your employees and their families. 85 per cent of Quebecers* interested workplace-based retirement savings plans 42 per cent of employees in Quebec* without a workplace savings plan said they would consider changing jobs to get one. * 2010 Environics A new simple, cost-effective solution… Voluntary Retirement Savings Plans (VRSP) coming soon VRSP is a defined contribution pension plan designed specifically for small and medium-sized businesses and self-employed individuals. In March 2012, the Province of Quebec announced it will make VRSPs available beginning January 1, 2013. These plans allow business owners to take advantage of partnering with other companies to create the scale necessary to lower costs for all participants. Minimal administration on the part of business owners, means PRPP is simple to set up and easy to maintain. Making it easy with Manulife as your partner As a recognized leader in providing group retirement solutions to Quebec businesses and managing financial assets for Canadians for 125 years, Manulife will leverage our expertise to be a leading provider of VRSPs. As the administrator of future plans, Manulife will be responsible for much of the work traditionally completed by business owners. When VRSPs become available our team is committed to provide employers and their employees with the support and services necessary to make setting up and managing a VRSP simple and easy. Learn more To learn about group retirement savings plans available contact your advisor, or send questions to vrsp_support@manulife.com