Manulife Group Retirement Solutions (GRS) will make a change to the Manulife Balanced Fund (code 5011) Effective January 21, 2011, Manulife Group Retirement Solutions (GRS) will make a change to the Manulife Balanced Fund (code 5011) – a multi-manager investment available on the GRS investment platform. Beginning this date, the International Equity component of this fund will be represented by the Manulife International Equity Fund (Templeton). Previously, this component was represented by the Manulife Focused International Stock Fund (Carnegie). This change is related to others being made to the GRS investment platform in January 2011 after a review of the fund choices offered to Manulife customers. If you have any questions about this change, please contact your GRS representative