The Manulife Personal Plan offers these advantages:
Convenient transfer of money from your group savings plan to the Personal Plan*;
No transfer fees or minimum transfer amount(s);
A broad selection of industry-leading investment options including market-based funds and guaranteed interest accounts in 1-5-year and 10-year terms;
Competitive investment management fees (IMFs) and interest rates - group plans generally charge lower fees and offer higher interest rates than comparable individual products;
Member Reward Program – lower investment management fees and higher interest rates based on the value of the accounts transferred;
Easy continued savings - make lump-sum payments or arrange to contribute using pre-authorized chequing (PAC); and
Comprehensive service and support including secure Internet and telephone access, member statements, personal rates of return, and toll-free account and financial education support.
The Manulife Personal Plan offers the easiest, most convenient option when you need to move your savings out of your group plan.
*If you have money invested in Guaranteed Interest Accounts (GIAs) in your group savings plan, these will be transferred intact to the Personal Plan. The interest rate(s) and maturity date(s) on your GIAs will remain the same and no penalty will apply.
