Help PLANNING FOR YOUR RETIREMENT Why choose a Group Savings Plan? What are my responsibilities? How will I pay for my retirement? When should I start saving? How does this impact my taxes? What are the contribution limits? TOOLS BUILDING YOUR INVESTMENT PORTFOLIO YOUR FORMS AND DOWNLOADS LEAVING YOUR PLAN CONTACT US	Planning For Your Retirement Do you have a retirement savings goal? Manulife Financial gives you the opportunity to take the first step towards gaining a better understanding of your retirement savings needs. In just three simple steps, Manulife Financial's Steps Retirement ProgramTM helps you easily… • set a retirement income goal, • create the plan to achieve it and • start a program that will keep you informed of your progress along the way. At Manulife Financial, we're committed to helping you learn more with answers to the following questions: Why choose a Group Savings Plan? What are my responsibilities? How will I pay for my retirement? When should I start saving? How does this impact my taxes? What are the contribution limits?